Compare Business

Find the best coverage for your business
at the lowest rate.

I'm looking for

My postal code is

and I live in

Compare rates from companies like:

Compare Commercial Property and Commercial General Liability Insurance quotes In minutes.

Shop online for commercial property business insurance and commercial general liability insurance

Business insurance quotes for Commercial Property and Commercial General Liability (CGL) insurance are available to businesses in Ontario and Alberta online through Kanetix. Simply enter your postal code to get business insurance quotes today.

Are you a contractor, building or restaurant owner, landscaper, personal trainer, caterer, lawyer, hairdresser, or barber? Do you work in the IT field, the automotive industry, or own a retail store? If so chances are you should consider having business insurance that includes commercial general liability coverage (for claims against your business for bodily injury or property damage) and commercial property coverage (for your commercial property, contents, equipment, stock or office).

You work hard to ensure your business's success and with business insurance, you can protect everything you work hard to achieve because sometimes, your business's success can be affected by events often out of your control.

Get business insurance quotes today.

Introduction to business insurance

Insurance that protects one or more facets of your business is known by many names: business insurance, commercial insurance, commercial property insurance, general liability insurance, errors and omissions, and professional liability to name just a few.

Business insurance coverage is available for a wide variety of professional occupations and an even wider variety of trades, services, manufacturing, processing and retail establishments. No matter what your business, or its size, it's worth taking a minute to see if Kanetix can help you find not only the least expensive commercial insurance rates but also the most appropriate commercial insurance coverage.

What is business insurance?

Business insurance (or commercial insurance) is a contract between the business owner(s) and an insurance company, whereby the business policyholder(s) pay a set premium, and the insurance company agrees to pay for any related losses as outlined in the commercial insurance policy.

Business insurance 101:

There are a number of different types of business insurance. Three common types, which can all be quoted through are: Commercial Property Insurance, Commercial General Liability (CGL), and Professional Liability (also known as Errors and Omissions or E&O). The following is a brief description of each.

Commercial Property insurance

Commercial property insurance includes building coverage, contents coverage, stock coverage, and equipment coverage against physical loss or damage. Commercial property insurance can be paired with Business Interruption coverage which can offset income you may lose while you're shut down as a result of an insured loss.

Commercial property has many meanings; it could mean a physical building you rent out to tenants, it could be a physical building you own and use for your own business purposes, or it could mean the equipment, tools, stock, or inventory of your business.

Comprehensive insurance or Commercial General Liability insurance (CGL)

Commercial general liability insurance, or CGL, is coverage that will protect your business in the event that you are sued. It is often used to cover claims against your business for bodily injury, personal injury, or property damage. For those who rent or lease their workspace, it may also provide coverage-depending on the circumstances-if you are responsible for damage to that workplace.

Commercial general liability insurance is not Professional Liability insurance (errors and omissions).

Looking for standalone Comprehensive or Commercial General Liability (CGL) insurance quotes? Get CGL quotes today.

Errors and omissions, professional liability insurance or professional's insurance

Professional Liability insurance or Errors and Omissions insurance is especially important to professionals who work with clients who could claim that something that you or your company did on their behalf was done wrong, costing them money or causing them harm.

Looking for errors and omissions quotes? Get errors and omissions business insurance quotes today.

Who should get a commercial insurance or business insurance policy?

No matter the business, commercial insurance can be an important part of your business's success; because while you may not be able to completely avoid financial losses due to accident or disaster, you can minimize the effect they may have on your business if they should happen.

Business owners, contractors, and professionals should carefully consider the commercial insurance and business insurance policy they need, and take a minute to get a quote through the Kanetix commercial and business insurance comparison service.

What other types of businesses typically consider getting a Commercial Property and General Liability insurance? The following, although not a complete list, is a snap shot of businesses who should consider getting business insurance: contractors (carpenters, home builders, plumbers, electricians etc.), IT professional (consultants, web design, systems etc.), retail (bookstores, music, clothing), automotive (glass repair, garages, car rental agencies etc.), building owners (cottage rentals, condo rentals, commercial rentals etc.), landscapers, beauty (hairdressers, barbers, make-up) and restaurants and caterers.

Small to mid-size business insurance quotes and commercial insurance rates are currently available through Kanetix, for Ontario, Canada, including: Hamilton, Brampton, Toronto, Ottawa, Mississauga, London, Markham, Vaughan, Windsor, Kitchener, Oakville, Oshawa, St. Catharines, Barrie, Cambridge, Burlington, Richmond Hill, Sudbury, Kingston, Guelph, Whitby, Thunder Bay, Chatham-Kent, Waterloo, Brantford, Ajax, Pickering, Niagara Falls, Clarington, Sault Ste. Marie, Peterborough, Lindsay, Newmarket, Sarnia, Norfolk, Bolton, Georgetown, North Bay, Milton, Welland, Belleville, Aurora, Cornwall, Haldimand, Timmins, Trenton, Keswick, St. Thomas, Woodstock, Brant, Lakeshore, Churchill, Stratford, Orillia, Fort Erie, New Alliston, LaSalle, Bradford, Grimsby, Brockville, Owen Sound, Amherstburg, Lincoln, Gwillimbury, Kingsville, Clarence, Essex, Port Colborne, Huntsville, Thorold, Cobourg, Collingwood, Midland, Pelham, Bracebridge, Orangeville, Picton, Stouffville, Tecumseh, Napanee, Kenora, Wasaga Beach, Elliot Lake, Erin, Gravenhurst, Hawkesbury, Tillsonburg, Petawawa, Niagara-on-the-Lake, Pembroke, Ingersoll, Almonte and Port Elgin, and in fact, most of the other villages and towns in Ontario that are not included in this list.

Business insurance quotes are also offered for areas and cities in Alberta, Canada, like: Red Deer, Edmonton, Calgary, Strathcona (Sherwood Park), Lethbridge, St. Albert, Medicine Hat, Leduc, Lloydminster, Camrose, Fort Saskatchewan, Cochrane, Brooks, Grande Prairie, Airdrie, Spruce Grove, Okotoks, Stony Plain, Fort McMurray (Wood Buffalo), Canmore, Grand Centre (Cold Lake), Wetaskiwin, Lacombe, Sylvan Lake, High River, Strathmore and others.

Get business insurance commercial property and general liability quotes today.

Reminders & savings

Sign up for our free mortgage and insurance Renewal Reminder service or Newsletter for the latest news and money saving tips.

Email address